Financial Planners offer security, peace of mind
Between mortgages, children, and everyday living expenses, modern wage earners have a multitude of costs weighing on their bank accounts.
For the past 30 years, Todd Hamlin has helped local residents plan their financial futures through his business, Protective Financial Services. From young adults making their starts in the business world to seasoned professionals with an eye on retirement, Hamlin and his team of certified financial planners have helped countless people in Baldwin County and across the nation work toward permanent financial security.
“We do financial planning, and we’re an investment insurance service,” said Hamlin from Protective’s North Columbia Street office. “Comprehensive financial planning involves every application of a dollar bill in a person’s life. That could be investment management, retirement and income planning, and an insurance component that includes life insurance, disability insurance, long-term care, and medicare insurance planning. You’ve got college education funding and planning, what we call spending plans which break down your money by percentages for groceries, housing, cars, and gas, and we also do legacy planning and making sure the wealth you’ve accumulated in your life goes to the people you want it to go to … There are about seven different sections to a financial plan depending on your stage of life, and we help you graduate from one 'stage' to the next.”